Medicare Supplements a/k/a Medigap Policies

A true Medicare Supplement where Medicare is Primary and your Supplement is secondary. It can cover the costs not paid by Medicare, giving you total freedom of choice.

Any doctor (who accepts Medicare)
Any hospital (which accepts Medicare)
Anywhere
Any time

With:

No co-payments
$203 deductible for 2021
No referrals

When “first eligible” for Medicare you do not have to answer any health questions for a Medicare Supplement (Medigap) policy where Medicare is primary and the supplemental insurance is secondary. This is usually a once in a lifetime window of opportunity to get a Medicare Supplement without health questions. If you are over 65 and coming off an employer group plan then your window of opportunity is available to you when you come off the group plan so that you do not have to answer any health questions.

You would need to get a Medicare Prescription Drug Plan to go with your Medicare Supplement.

To review Medicare and all the options available to you, call for a free consultation. You will be glad you did because with the right supplement it really is a wonderful world of Medicare.